# In-Person Payments

## Overview

**In-Person Payments** refer to transactions that occur when a customer makes a purchase at a physical location, such as a retail store, restaurant, or service provider.

This payment type typically involves the use of point-of-sale (POS) systems, which can accept various forms of payment, including credit/debit cards, mobile wallets, and cash.

The process of handling In-Person Payments involves several key steps:

1. **Purchasing Terminal**: Merchants can purchase pre-certified payment terminals via our Ryft Portal. These terminals are designed to securely capture payment information and facilitate transactions.
2. **Terminal Setup**: Once the terminal is received, it needs to be set up at the merchant's physical location. This includes connecting the terminal to a power source and internet connection, as well as configuring any necessary settings.
3. **Processing Payments**: When a customer is ready to make a purchase, the merchant can use the terminal to process the payment. This typically involves swiping, inserting, or tapping the customer's payment card or device.
4. **Transaction Completion**: After the payment is processed, the terminal will provide a confirmation of the transaction, and a receipt can be printed or sent electronically to the customer.


## Further Reading

Order Terminals
Learn how to order pre-certified payment terminals through the Ryft Portal for processing in-person payments.

Set-up Terminal
A step-by-step guide on how to set up your in-person payment terminal at your physical location.

Accepting payments
Instructions on how to process and accept in-person payments using your configured terminal.

Refund Payments
Learn how to process refunds for in-person payments made through Ryft.