# Ryft Core Concepts

## Overview

This section provides an overview of the core concepts that underpin the Ryft platform. Understanding these concepts is essential for effectively utilizing Ryft's capabilities in your payment processing and financial operations.

It covers key topics such as payment types, marketplaces, risk management, and compliance, offering insights into how Ryft integrates with various financial systems and adheres to industry standards.

## Further Reading

Ryft Entities
Learn about the different entities within the Ryft ecosystem, including Accounts, Sub-Accounts, and their roles.

Payments
Understand the payment flow and the roles of payer and payee in the Ryft ecosystem

SDK
Discover how to integrate Ryft's SDK into your application for seamless payment processing

Webhooks
Explore how webhooks can automate workflows and notify you about important events in your application

Fees
Understand the fee structure within the Ryft platform, including Platform and Processing fees

Payouts
Learn about the payout options available for Account and Sub-Account holders

Disputes
Understand how disputes are resolved within the Ryft ecosystem and the associated fees

Environments
Discover the different environments available for testing and deploying applications in Ryft

Stored Payment Methods
Stored Payment Methods, also known as Credential on File (CoF), enable merchants to securely store customer payment information for future transactions, streamlining the payment process.

PCI Compliance
Learn about the Payment Card Industry Data Security Standard (PCI DSS) and how Ryft maintains compliance to ensure secure transactions

3D Secure
Explore the 3D Secure authentication process and how it enhances transaction security

PSD2
Understand how Ryft complies with the European Union's Revised Payment Services Directive (PSD2) to enhance consumer protection and security